​​SELF PAY

Fee-for-service. Cash, check, Visa, Mastercard or Discover accepted. Sliding fee scale available for those who qualify.
Private paying clients choose not to involve insurance companies in their mental health care for a variety of reasons; such as:​
·         Freedom of choice—wanting to choose own therapist.
·         Flexibility—wanting the pace and duration of therapy set according to their own needs, rather than expectations and

          restrictions of insurance companies.
·        Increased confidentiality—private information stays in file, not open to insurance company.
·        No medical diagnosis—insurance companies require a medical diagnosis that stays in a client’s medical records for life.
·        A medical diagnosis may result in a “pre-existing condition”, where someone may be denied life insurance or other benefit.


HEALTH INSURANCE

Elk River Office: Aetna, Blue Cross Blue Shield, Cigna, Health Partners, Medica, Medical Assistance (MA), Preferred One, Ucare.
Isanti Office: Aetna, Blue Cross Blue Shield, Health Partners, Medica, Medical Assistance (MA), Preferred One, South Country Health Alliance.


It is important for you to understand your coverage so that you know what your financial responsibility is. 
Please check your coverage carefully by asking the following questions:

  1. Do I have out patient mental health or behavioral health insurance benefits? 
  2. What is my deductible and how much has been met? 
  3. Do I have a co-insurance or copay? If so, what is it? 
  4. Do I need a pre-authorization? 
  5. How many sessions per year does my health insurance cover? 
  6. ​When does my "year" start?
  7. Is Serenity Circle Counseling an in-network provider for my insurance?

SELF PAY OR INSURANCE?

Elk River Location                            Isanti Location                                          
Ph: (612) 701-9689                        Ph: (763) 600-2911

General Info

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